Johns of Romford LTD is authorised and regulated by the Financial Conduct Authority for consumer credit (our FRN is 1772152). As an FCS-regulated credit broker we can introduce you to a selected group of lenders (a list is available on request) who may be able to help you finance your purchase. This group of lenders provides us with a range of products which may be suitable for your purchase (subject to status) we will explain the key features and benefits of those products to you. We do not charge fees for our consumer credit services. We will receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between providers and product types. The payment received does not impact the finance rate offered. If you ask us, we will tell you the amount of commission we will earn  (in good time before the agreement is made). Finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over,